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Usmanu Danfodiyo University Sokoto

The Most Peaceful University in Nigeria








Prof. H M. Aliero



Area of specialization:Development Finance (Rural Finance)
Email:mohammed.haruna@udsok.edu.ng
Phone:+234-8135219790

List of Selected Publications

1. Umaru, A. D. and H. M. Aliero (2022) Impact of Financial Deepening on Nigeria’s Manufacturing Sector (1981 – 2019), CBN Bullion, Vol. 6, No. 3, July – September.
2. Umaru, A. D., H. M. Aliero and M. Abubakar (2021) Budget Deficit and Economic Growth in Nigeria, Economic and Financial Review, Vol. 59, N0. 2, Central Bank of Nigeria.
3. Aliero, H. M. and S. Abubakar (2020) Empirical Analysis of the Impact of Public Debt Stock on the Private Sector Credit in Nigeria, Gusau Journal of Economics and Development Studies, Vol. 1 No. 1, November, . pp. 101-112.
4. Aliero, H. M. and S. Abubakar (2020) Domestic Public Debt and Financial Development Nexus in Nigeria: Evidence from Bound Co-Integration and Asymetric Causality Tests, The Journal of Economics and Finance, Volume 4, Issue 1, September,Nigerian Defence Academy Kaduna-Nigeria
5. Aliero, H. M. (2020) Financial Inclusion as a Panacea for Reducing Poverty and Hunger in Africa: Lessons from Nigeria, ASRIC Journal of Social Sciences and Humanities I, pp. 82-93, African Scientific, Research and Development Council
6. Ibrahim, S. S. and H. M. Aliero (2020) Testing the Impact of Financial Inclusion on Income Convergence: Empirical Evidence from Nigeria, African Development Review, African Development Bank, 2020;32:42-54, https://doi.org/101111/1467-8268.12413
7. A. Hashim, S. H. Sidi, B. Z. Abubakar, B. F. Umar, H. M. Aliero and F. J. Yelwa (2020) Role of Local Non-Governmental Organizations (NGOs) in Community Development in Zamfara State Nigeria, International Journal of Environment, Agriculture and Biotechnology. Vol. 5, No. 1
8. Aliero, H. M., Y. U. Dantama and S. Abubakar (2019) Impact of Domestic Public Debt and Institutional Quality on Financial Development in Nigeria, Lapai Journal of Economics, IBB University Lapai Niger State. Vol. 3, No. 1 March.
9. Aliero, H. M. and M. O. Olarinde (2019) Institutions, Macroeconomic Policies and Economic Growth in Africa: Evidence from Panel Data, Journal of Asian Development, Vol. 5, No. 2, April.
10. Abubakar A., M. M. Maishanu, M. Y. Abubakar and H. M. Aliero (2018) Financial Leverage and Financial Performance of Quoted Firms in Nigeria, Journal of Management Studies, Usmanu Danfodiyo University Sokoto, Vol. 14, Issue 1, January.
11. Umar, M. B., H. M. Aliero, N. M. Gatawa and S. Elijah (2018) An Empirical Study of the Determinants of Household Food Consumption Expenditure in Gombe State, International Journal of Humanities and Social Invention Vol. 7 Issue 9 pp-36-49
12. Aliero, H. M., I. H. Aliero and S. Zakariyya’u (2018) What Determines Customers’ Choice of a Bank? Evidence from Sokoto-Nigeria, Journal of Banking and Finance Management Vol. 1 Issue 1 pp. 61-69
13. Aliero, H. M. and Ache, Paul (2017) Determinants of Bank Failure in Nigeria: An Empirical Investigation, NDIC Quarterly Vol. 31 Nos. 1 & 2, March/June
14. Aliero, H. M., I. H. Aliero and S. Zakariyya (2017) Personal Characteristics and Banking Behaviour of Customers: Further Evidence from Usmanu Danfodiyo University Sokoto-Nigeria, Journal of Accounting, Business and Finance Research, 1(1) pp1-6, May
15. Gatawa, N. M. and H. M. Aliero (2016) Further Evidence on the Permissibility of Loan Collaterization in Islam, Readings in Management Studies Vol. 5, PP. 194 – 203, October, Faculty of Management Sciences Usmanu Danfodiyo University Sokoto
16. Gatawa N. M., H. M. Aliero and Abdullahi, M. A. (2016) “Evaluating the Impact of Value Added Tax on the Economic Growth of Nigeria” Journal of Accounting and Taxation, Vol. 8(6), pp. 59-65, Nov. )
17. Aliero, H. M., Gatawa, N. M. and A. Kabiru (2016) “The Role of Capital Ratios in Predicting Bank Distress: Evidence from Nigerian Banks’, Advances in Social Science Research Journal, 3(1), pp.174-186, January
18. Gatawa, N. M. and H. M. Aliero (2015) “Examining the Operations of Cooperative Societies from Islamic Perspective: A Case Study of Usmanu Danfodiyo Staff Multipurpose Cooperative Society (SMCS), Sokoto” Proceedings of 2nd International Conference on Islamic Banking and Finance, 28th – 29th April, Bayero University Kano, Nigeria
19. Abubakar, M., H. M. Aliero and A. D. Umaru (2014) “An Empirical Analysis on the Relationship between Fiscal Deficit and Inflation in Nigeria”, Annals of Economics and Applied Informatics XX(2) pp. 67 -74, ISSN-L 1584-0409; ISSN ONLINE 2344-441X, UNIVERSITY OF GALATI
20. Aliero, H. M. And Nasiru Mainasara (2014) “Does Financial Deepening Causes Economic Growth: Evidence from Nigeria”, International Journal of Arts and Combined Sciences, 3(4), March/April pp. 43 – 59, ISSN 2315-8034, ABUJA
21. Aliero, H. M. And S. S. Ibrahim (2013) “The Challenges of Youth Empowerment through Access to Credit in the Rural Areas of Nigeria”, European Journal of Sustainable Development 2(3) pp. 25 – 34, ISSN 2239-5938 (PRINT), ISSN 2239-6101 ONLINE) ROME
22. Aliero, H. M. , S. S. Ibrahim and M. Shuaibu (2013) “An Empirical Investigation into the Relationship Between Financial Sector Development and Unemployment in Nigeria”, Asian Economic and Financial Review, 3(10): pp. 1361-1370,ISSN (P) 2305-2147, PAKISTAN 23. Abdullahi, Y. Z., H. M. Aliero and M. Abdullahi (2013) “Analysis of the Relationship between External Debt and Economic Growth in Nigeria”, Interdisciplinary Review of Economics and Management, 3(1), pp. 1 – 11, 24. Aliero, H. M. Y. Z. Abdullahi and N. Adamu (2013) “The Nexus between Private Sector Credit and Economic Growth in Nigeria”, Mediterranean Journal of Social Sciences, January Vol. 4 No1, PP 83-90, ISSN 2039-9340 (PRINT) ISSN 2039-2117 (ONLINE), ROME 25. Aliero, H. M. and S. S. Ibrahim (2012) “An Analytical Review of Financial Intermediation in the Rural Areas of Nigeria”, Studies in the State of the Nigerian Economy, edited by Mustapha Mukhtar, Department of Economics, Umar Musa Yar’adua University, Katsina, pp. 323-333, ISBN 978-978-932-644-0 26. Abdullahi, Y. Z., Aliero H. M. and A. M. Yusuf (2012) “Does FDI Causes Economic Growth? Evidence from Selected Countries from Africa and Asia”, African Journal of Social Sciences, Vol. 2 No. 4, pp. 114-124, ISSN 2045-8452 (PRINT) ISSN 2045-8460 (ONLINE) U/K
27. Aliero, H. M., A. L. Shuni and M. Abdullahi (2012) ‘Industrial Development and Sustainable Development in Nigeria”, book chapter in 50 Years of Nigeria’s Nationhood: Issues and Challenges for Sustainable Development, edited by D. A. Abdulrahman, I. S. Ogundiya, T. Garba and I. M. Dankani, Faculty of Social Sciences, Usmanu Danfodiyo University Sokoto, PP 195-223, ISBN 978-35511-7-5
28. Shehu, R., Y. Z. Abdullahi and H. M. Aliero (2012) “Impact of IFAD Intervention Programme on Rural Poverty Reduction in Selected LGAs of Sokoto State”, Journal of Research in National Development, Vol. 10 No. 2b June, PP 79-88, ISSN 1596-8308, OWERRI
29. Aliero, H. M. and S. S. Ibrahim (2012) “Does Access to Finance Reduce Poverty? Evidence from Katsina State”, Mediterranean Journal of Social Sciences, Vol. 3 No 2 May, PP 575-581, ISSN 2039-9340 (PRINT), ISSN2039-2117 (ONLINE) ROME 30. Zakari, A., H. M. Aliero and A. B. Abdul-Quadir (2012) “The Role of Nigerian Investment Promotion Commission in Attracting Foreign Direct Investment in Nigeria”, European Scientific Journal Vol. 8 No. 7 April, 149-161, ISSN 1857-7431 (PRINT) ISSN 1857-7881 (ONLINE)
31. Aliero, H. M. And R. Ahmed (2012) “Improving the Efficiency of Public Sector in Nigeria through Social Accountability”, Book of Reading on “Work and Productivity in an Era of Globalisation” Faculty of Social Sciences Usmanu Danfodiyo University Sokoto, PP 79-88, ISBN978-978-919599-2
32. Aliero, H. M. and Mukhtar Shuaibu (2012) “The Prospects of Microinsurance in the Rural Areas of Nigeria”, European Scientific Journal Vol. 8 No. 3 February, PP 65-76, ISSN 1857-7431 (PRINT) ISSN 1857-7881 (ONLINE), ROME
33. Aliero, H. M. and S. S. Ibrahim (2012) “The Relationship between Energy Consumption and Economic Growth in Nigeria: A Causality Analysis”, International Journal of Marketing Technology Volume 2, Issue 3, March, pp. 1 – 13, ISSN 2249-1058, INDIA
34. Aliero, H. M. and S. S. Ibrahim (2011) “An Analysis of Farmers Access to Formal Credit in Rural Areas of Nigeria”, African Journal of Agricultural Research Vol. 6(17) December pp 6249-6253, ISSN 1991-637X
35. S. S. Ibrahim and H. M. Aliero (2011) “Relationship between Population Growth and Poverty Situation In Nigeria”, Maiduguri Journal Of Arts and Social Sciences Vol. 9 No. 1 June, PP 191-196, ISSN 0189-9716
36. Aliero, H. M., M. Abubakar and S. S. Ibrahim (2011) “An Investigation into the Determinants of Access to Finance in Rural Areas of Katsina State”, Journal of Management Studies, Volume 3, PP 194-205, ISSN 2141-1670, SOKOTO
37. Aliero H. M. and S. S. Ibrahim (2010) “An Analytical Study of the Determinants of Access to Insurance Services in the rural Areas of Nigeria”, Book of Readings, Department of Economics University of Abuja, PP 159-172, ISBN 978-978, ABUJA
38. Aliero, H. M. (2009) “Gauging Nigeria in Rural Finance: A Survey of Country Experience,” NDIC Quarterly, Volume 19. Nos. 1&2, March
39. Aliero, H. M., B. A. S. Muhammad and M. M. Maishanu (eds.) (2008), Towards Effective Budgetary Control in Local Governments Selected Texts, Millennium Printing Technology, Sokoto, A Division of ALMUHTASIB INVESTMENTS, ISBN 978-978-088-043-9
40. Aliero, H. M. and A. S. Abdullahi (2007) “Nigeria’s Community Banking: A Unique Innovation for Empowering the Poor”, In Issues in Economics Vol. II, Edited by C. U. Aliyu and A. S. Abdullahi, Department of Economics UDU Sokoto pp. 107 – 119, ISBN 978-36144-7-9
41. Aliero, H. M. and Musa Yelwa Abubakar (2007) “An Evaluation of the Performance of Community Banks in Nigeria (1992-1999)”, Nigerian Journal of Accounting Research, Number 6, pp. 58-65, ISSN 978-125-193X
42. Aliero, H. M. (2005) “Implications of Money Laundering on the Nigerian Economy”, In Issues in Economics Volume 1, Edited by C. U. Aliyu and A. S. Abdullahi, Department of Economics UDU Sokoto pp. 157-165, ISBN 978-36144-7-9
43. Aliero, H. M. (2005) “Financial Market Stability in Nigeria Issues and Challenges”, in Issues in Economics Volume 1, Edited by C. U. Aliyu and A. S. Abdullahi, Department of Economics UDU Sokoto. pp. 124-135, ISBN 978-36144-7-9
44. Aliero, H. M. and S. S. A. Ibrahim (2005) “Kamus na Kalmomin Tattalin Arziki” (English-Hausa Economics Dictionary), 45pp, Hikima Printing and Publishers Sokoto Nigeria
45. A. S. Abdullahi and Aliero H. M. (2000) “Potentials of User-Charge in Generating Revenue for State and Local Governments in Nigeria,” Kaura Namoda Journal of General Education 4(1) June, pp. 548-576